Being involved in a motor vehicle accident can be devastating. You may be left with serious injuries, damage to your vehicle, or—in the worst of cases—the tragic loss of a loved one. No one should face these events alone. It is important to understand Ohio car accident laws and speak with a knowledgeable Ohio car accident attorney.
Our attorneys at The Czack Hobbs Law Firm are here for all your personal injury needs. With over four decades of experience representing clients throughout Ohio, we have a proven track record to lead you to success. Our client-focused approach will connect you directly with one of our attorneys for updates throughout your accident case.
Ohio “at Fault” Insurance Laws
Ohio considers the driver responsible for the accident liable for any damages caused by the accident. This makes Ohio an “at-fault” state, which sets it apart from no-fault states such as Michigan. In a no-fault state, each driver must rely on their own insurance policy for medical expenses and damages costs, regardless of who caused the accident.
Under Ohio car accident laws, cause is established through evidence such as police reports, witness statements, traffic camera footage, recreations of the accident, and evaluation of vehicular damage. Insurance companies then review this evidence to assign fault and to calculate the compensation.
Ohio uses a comparative negligence fault system, which means victims can recover compensation even if they are partially at fault as long as they are not more than 50% responsible for the accident. Ohio insurance law also dictates that drivers must carry a minimum liability coverage of:
- $25,000 for injury or death of one person
- $50,000 for injury or death of multiple people
- $25,000 for property damage
By understanding these laws, victims will be able to make informed decisions and ensure their claim is handled correctly. Attorneys at The Czack Hobbs Law Firm can assure you that we will not rest until you receive the compensation and justice you deserve.
Why Choose Us?
In 2024, Ohio had 88,892 motor vehicle accidents statewide. Over 60,000 of those accidents resulted in property damage, over 25,000 had serious injuries, and 460 led to fatalities. The unfortunate truth is that it is likely that you or someone you know will be involved in a motor vehicle accident at some point in your life. Vehicle accidents often cause injuries to those involved that may require time away from work, long-term medical care, and lengthy recoveries.
If you were hurt in a car accident or have had damage to your vehicle, you can count on The Czack Hobbs Law Firm to personally fight for the compensation you deserve. Ohio car accident laws can be complex, so let us do the heavy lifting for you. With over four decades of experience and our client-centered approach, we will work one-on-one with you throughout the legal process to make sure you stay informed.
The Czack Hobbs Law Firm has earned a reputation throughout Ohio and nationwide for protecting our clients while having a track record of success in the courtroom. No matter your situation, we will support you through this traumatic event and help get your life back on track.
FAQs
Is Ohio a No-Fault State for Auto Accidents?
Ohio is not a no-fault state. In Ohio, the driver at fault or responsible for the accident is liable for damages caused by the accident. Car accident lawyers and insurance policies will gather evidence to prove fault and will calculate compensation for medical bills, property damage, lost wages, pain, and suffering. A skilled lawyer will be able to assess the full value of your claim and fight to ensure that you receive a fair settlement.
How Long Do You Have to Settle a Car Accident Claim in Ohio?
Ohio law states that personal injury and/or property damage claims have a statute of limitations of two years from the date of the accident. If you fail to pursue your accident prior to that deadline, it can stop you from receiving any kind of compensation. There are some exceptions for cases involving minors or government entities. If you have been involved in a car accident, it is important to reach out to a lawyer right away.
Who Is at Fault in a Parking Lot Accident in Ohio?
Whether in a parking lot or on the road, fault is determined in the state of Ohio by who caused the accident. If the accident is caused by a driver backing out of a parking spot, they are often found to be at fault for not yielding to oncoming traffic. If a car is rear-ended due to a driver tailgating or because the driver is texting, that driver would be considered liable for injuries and damages.
Do You Have to Call the Police After a Minor Car Accident in Ohio?
By law, Ohio does not require you to notify the police following a minor car accident with under $1,000 in injuries and/or property damage. If damages exceed $1,000, then you are required to call the police and file a police report. Even though the law does not require you to notify the police of minor car accidents, it is advised to still do so since it is difficult to assess the value of injuries and damage directly following an accident.
Hire a Car Accident Attorney
At The Czack Hobbs Law Firm, our proven track record speaks for itself. In one case, our client won a 7-figure settlement award for a victim who was struck head-on by a driver who lost control and crossed the grassy median. Our firm will help guide you through the resolution of your legal issues and make sure you receive the compensation you deserve.
If you or someone you know has suffered injuries or the loss of a loved one due to a car accident, contact our office today. Our attorneys will provide you with legal advice and representation with no up-front cost to you and no obligation.
